April 12, 2011

HEALTH INSURANCE FOR THE UNINSURED: The Health Insurance Risk-Sharing Plan (HIRSP)

Guest: Amie Goldman, CEO, Wisconsin HIRSP Authority

Over 525,000 non-elderly Wisconsin residents are without health insurance. Most of these people have been denied insurance due to pre-existing medical conditions or have lost their employer-sponsored coverage.

The Health Insurance Risk-Sharing Plan was created in 1979 to help insure these Wisconsin residents who were not able to obtain insurance. Now the HIRSP Authority has received $73 million from the federal government as part of Health Care Reform to expand affordable and comprehensive coverage to Wisconsin residents who are currently uninsured because of a pre-existing medical condition or not eligible for employer-sponsored coverage.

There are several plans to choose from, priced according to age and the deductible you choose. The full coverage includes prescription drugs, medical tests, preventive care and hospitalization. If you are currently uninsured or know someone who is, contact the HIRSP Authority. Professional are available to help determine eligibility and which is the best plan for you.

You can check eligibility and access application materials at www.HIRSP.org, or call 1-800-828-4777.